Delegating differently

Jacqui is one of the three co-founders of Carbon. She has held senior roles at Swiss Re, AIG, and Catlin across APAC and London, building profitable liability portfolios and high-performing teams. A recognised market leader, she has also led global diversity and charity initiatives. Her strategic insight, commercial acumen, technical strength, and genuine compassion make her a driving force at Carbon.

Ben is one of the three co-founders of Carbon. He has been instrumental in developing Carbon’s proprietary platform, Graphene, and guiding the businesses evolution from a Lloyd’s Syndicate-in-a-Box to a full syndicate. Ben continues to lead Carbon’s strategic growth and innovation in the insurance market. 

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Paddy brings over 40 years’ leadership in financial services and technology-driven businesses. He has scaled firms such as Target Group and Xchanging, and overseen services critical to national infrastructure, including Lloyd’s clearing operations. With deep capital markets and private equity experience, Paddy helps steer Carbon’s growth and strategic partnerships.

Michael is an insurance leader with 45+ years’ experience across global markets. As founder and CEO of Canopius, he led its transformation from startup to $1B sale and led its subsequent re-acquisition to become one of the largest syndicates at Lloyd’s. A former Member of the Council of Lloyd’s and Director of the Lloyd’s Market Association, he has held multiple executive and board roles, including a NYSE-listed insurer, and now chairs Carrick Group and InsurX.

Alex joined Carbon in 2024, bringing over 30 years of financial leadership experience from roles at Swiss Re, Zurich, and Everest Insurance, as well as consulting positions with Deloitte in actuarial and finance. As CFO, he leads Carbon’s global financial operations, supporting its continued growth and innovation in the insurance industry.

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Jo brings over 20 years of HR leadership experience across sectors including insurance, retail, FMCG and construction.  She specialises in talent development, employee engagement, and organisational design and has helped build and shape our high-performing, inclusive culture that supports Carbon’s strategic growth.  

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Rebecca has extensive insurance leadership experience spanning senior operational, finance and strategic roles over the last 25 years. She spent nearly two decades at Hiscox in progressively senior positions, including CFO/COO of its MGA unit, before joining DUAL as COO UK & Europe in 2019 to lead their IT, data, change, operations and MI functions. She’s known for driving operational excellence and scalable growth.

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Mark joined Carbon in 2020 to lead the development of Graphene, Carbon’s proprietary oversight platform. With over 20 years of fintech experience at Intel, JP Morgan and Bluecrest Capital, he has delivered complex, high-impact systems. Mark is known for leading data-driven innovation and building scalable architecture that supports underwriting intelligence.

Rob has 30+ years in insurance, specialising in PI. He has built successful portfolios across Lloyd’s, UK, US, and Irish platforms and joined Carbon from Everest, where he led Syndicate 2786. Rob combines technical expertise and actuarial discipline with deep relationships across the market, particularly in construction and international professional lines.

Julie joined Carbon in 2024 as Head of Syndicate Management and was promoted to Chief of Staff in 2025 and then Group Underwriting Management Director in 2026. With extensive experience from Asta Capital, Chaucer and Benfield Group, she oversees strategic planning, syndicate performance and underwriting oversight. Julie collaborates closely with the CEO and Active Underwriter to drive Carbon’s growth and operational excellence.

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Hugo joined Carbon in 2021 to develop the operational infrastructure required for long-term, scalable growth. Previously at MS Amlin, he held senior roles across strategy and operations, including establishing an international office. A qualified management accountant, Hugo brings deep experience in building resilient, efficient platforms to support underwriting success.

Phil is Head of US Casualty and Deputy Active Underwriter at Carbon, bringing more than 30 years’ underwriting experience across the London and international insurance markets. Prior to Carbon, he held senior leadership roles at Gallagher Re, SiriusPoint and MS Amlin, specialising in US casualty, reinsurance, portfolio management and profitable business growth.

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Jeff brings more than three decades of Lloyd’s market property underwriting experience, with deep expertise in building and managing large U.S. portfolios. He previously co‑founded Adeptive LLP, serving as Chief Underwriting Officer, and has held senior underwriting positions at TMK and served as a board director for multiple U.S. MGAs.

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Kirsty joined Carbon in 2021 following claims leadership roles at Atrium and Antares. With expertise spanning across various Non-Marine Classes, she also plays an active role in modernising claims across the market through her work on LMA committees. Her practical market knowledge and collaborative approach continue to shape best practices at Carbon in a rapidly evolving claims environment.

Sonia joined Carbon in 2022 after holding senior roles at Pioneer, CNA Hardy and the Financial Ombudsman Service. She has led global compliance oversight, including setting up EU regulated entities for Brexit. At Carbon, she’s developed the risk and compliance frameworks with a specific focus on conduct risk and culture, ensuring good customer outcomes. She is also an active member of the LMA Conduct Committee.