Delegating Differently: Driven by Innovation, Powered by Talent, Grounded in Partnerships
From day one, Carbon has been about challenging convention. We launched with a belief that delegated underwriting could, and should, work smarter. That better data leads to better decisions. That partnerships built on clarity, not complexity, unlock long-term value. That progress happens when you combine deep expertise with fresh thinking.
That belief still drives us. But the market has evolved, and so have we.
We’re proud to unveil Carbon’s bold new look, and with it, a renewed commitment to our core purpose: delegating differently.
Why the name Carbon?
Like the element itself, Carbon is all about forming strong bonds. It’s what allows us to build a resilient, connected ecosystem across the delegated authority space – one that supports growth, structure, and long-term impact. The name reflects who we are: a team grounded in deep partnerships, driven by innovation, and focused on creating clarity in complexity.
Delegated underwriting plays a critical role in the insurance ecosystem. But it’s long been held back by legacy processes, patchy data, and siloed thinking. At Carbon, we’ve set out to change that, driven by innovation, powered by talent, and grounded in partnerships.
And we’ve built a model that works. Our A-rated paper is principally provided by our own Syndicate 4747 - our Lloyd’s Syndicate with global impact. In fact, in just a few short years, we’ve grown a team of 21 underwriters and written more than £419m in premium (and counting). But beyond the numbers, what really sets us apart is how we work, with transparency, with agility, and with a relentless focus on enabling our partners to succeed.
At the heart of that mission is Graphene, our proprietary platform. It’s not just a tech solution. It’s a mindset shift.
Graphene delivers real-time, high-quality data, putting performance insights directly into the hands of brokers, coverholders, and reinsurers. It links claims to original risks, strips away complexity, and turns raw data into clear, actionable intelligence. And because it integrates with tools our partners already use, it drives immediate value, not more admin.
That’s what delegating differently means. It’s not just about being more efficient. It’s about making room for real strategic thinking, backed by clarity and confidence.
But technology alone doesn’t solve challenges. People do.
That’s why we’ve invested in building a team that brings both technical depth and diverse perspectives. Our culture is collaborative, curious, and unafraid to ask the hard questions. We believe great ideas come from everywhere, and that bold thinking, when grounded in partnership, unlocks better outcomes for everyone.
We’ve also designed Carbon to be flexible and agile. Free from the constraints of legacy systems, we tailor capacity solutions to each partner’s needs. Whether you're a coverholder looking to scale, a broker navigating a complex placement, or a reinsurer seeking visibility across performance metrics, we build solutions around you.
Ultimately, our new brand is more than a visual refresh. It’s a signal of our intent. A reflection of what our partners already experience when they work with us. And a promise to continue pushing the market forward, with insight, with integrity, and with impact.
Delegated underwriting doesn’t have to be complex. With the right people, the right tech, and the right mindset, it can be a force for growth, clarity and innovation.
We’re ready for what’s next. And we’re excited to build it - together.
